Establishing a business retirement plan is a crucial step toward securing your financial future and that of your employees. But have you considered whether your current plan is truly effective? Whether you’re working with a 401(k), 403(b), Solo 401(k), SEP IRA, SIMPLE IRA, profit-sharing plan, or a cash balance plan, regular assessment and strategic planning are key to achieving your retirement goals while optimizing tax benefits.
We leverage retirement plans as a strategic tool, helping you reach your retirement objectives, reduce income taxes, and provide valuable benefits to your employees.
Our services for plan sponsors include:
We collaborate closely with your investment sponsor, third-party administrator, and other specialists to review and optimize your plan design, helping to ensure it aligns with your business objectives and regulatory requirements.
We conduct a thorough review of your plan's investment options, offering specific hold/watch/replace recommendations to maintain a healthy and compliant fund lineup.
We provide strategic advice on managing cash flow in relation to your retirement plan, to help ensure the plan is both financially sustainable and beneficial for your business.
We organize personalized enrollment sessions for your employees, designed to maximize participation and understanding of the retirement plan.
Based on the size of your plan and participant count, we offer educational meetings to enhance your employees' financial literacy and well-being, which can ultimately lead to better financial outcomes for both the company and its workforce.
Some business owners also choose to engage our qualified plan consultancy services before designating us as their primary financial advisors. Our commonly sought services include:
We conduct collaborative meetings to assess your current plan design and propose potential modifications to better meet your business and employee needs.
We perform a comprehensive review of your plan’s investment options, providing specific recommendations for holding, watching, or replacing funds.
Similar to our investment audit, this service focuses specifically on reviewing target date or asset allocation series funds to determine whether they are performing as intended.
We provide a thorough review of your current recordkeeper’s services and fees, offering competitive quotations and recommendations for potential replacement or benchmarking.
Consultative Insurance Advice:
Protecting your business, personal financial interests, and the well-being of your employees is essential. Our insurance advice is tailored to your specific needs and circumstances, and our goal is to offer you peace of mind through comprehensive coverage options:
We design group health plans that cover medical expenses, including doctor visits, hospital stays, and prescriptions, with customizable cost-sharing options and regulatory compliance.
We help you provide essential life and disability coverage, designed to ensure financial protection for your employees and their families in the event of death or disability.
In partnerships or closely held companies, we recommend the appropriate life insurance policies to fund buy/sell agreements, aiming to ensure a smooth transition of ownership in the event of an owner’s death.
We help safeguard your business by identifying the right life and disability coverage to protect against the financial impact of losing a key employee critical to your company’s success.
- Our expertise
Personalized strategies for a comfortable and enjoyable retirement
Entrepreneurial strategies for investments, benefits, and succession planning
Strategize assets to align with risk, time horizon, and goals
