As a public service employee, your dedication to your community is unparalleled, and your financial future deserves equally thoughtful attention. Navigating the complexities of your city or state-specific pension plans, potentially combined with Social Security benefits, and effectively managing your retirement savings can be challenging. That’s where we come in.
Our services include:
City and state public service employees often have access to unique retirement plans like CALPERS or CALSTRS, which come with specific rules, benefits, and options. We provide in-depth analysis and guidance to help you understand these benefits, so that you can maximize your pension and other retirement assets.
For those who participate in 401(k), 403(b), or similar retirement plans, utilizing a Self-Directed Brokerage Account (SDBA) can offer expanded investment options and greater control. We help you navigate the complexities of these accounts, offering strategic support designed to optimize your investment allocations and manage your retirement plan effectively.
Your pension is a cornerstone of your retirement planning. We work with you to develop strategies that help maximize your pension benefits, taking into account factors like your years of service, retirement age, and any available buyback options. Our goal is to ensure you get the most out of the pension you’ve earned through your years of service.
Public service employees often face specific tax considerations, especially when it comes to their pensions and retirement accounts. We provide tailored tax-efficient strategies to help you minimize your tax burden both now and in retirement, so that you can retain more of your hard-earned money.
Beyond retirement, we offer comprehensive financial planning services that include estate planning, life insurance, and long-term care considerations. We understand the unique challenges faced by public service employees and provide personalized solutions to help you achieve your financial goals.
We’re committed to your financial well-being, offering ongoing support and education to keep you informed about changes in the financial landscape and how they might impact your retirement. Our goal is to empower you to make informed decisions that align with your long-term financial objectives.
We work closely with your benefits administrators and other professionals to help ensure that your retirement and financial plans are fully integrated and aligned with your career in public service. This collaborative approach is designed to ensure that all aspects of your financial life are coordinated for maximum efficiency and benefit.
- Our expertise
Strategize assets to align with risk, time horizon, and goals
Strategic, tax-efficient investment strategies with forward-thinking insight
Personalized strategies for a comfortable and enjoyable retirement
