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If you’re prepared and you know what it takes, it’s not a risk. You just have to figure out how to get there. There is always a way to get there.

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FOUNDERS

Xerxes L. Nabong, CFP®, CDFA®

Philip M. Maliniak, CRPC®

WEALTH AVENUE
About
Our history and our philosophy of integrity and client-centricity
Team
Meet our team of advisors, associates and office staff
APPROACH
Client Experience
Our unique financial planning process
LOCATIONS

Hampton Roads

(757) 394-3486

Greater Phoenix

(480) 687-9339

Orange County

(949) 660-8869
GET STARTED
Discovery Process
Asset-Map is a confidential tool to gather preliminary financial information before our first meeting - start your financial future here.
Connect
Let's meet and discuss your financial goals.
Retirees
Strategize retirement assets, Social Security, pension(s), and investment distribution for lasting security
US Military and Civil Service
Pension maximization, survivor benefits, tax planning, and TSP management
Divorcees
Post-divorce, realign finances for a stable and secure future
Business Owners
Strategic planning for growth, employee well-being, and long-term success
Corporate Executives
Navigate, manage, and diversify executive compensation strategies
City and State Public Service
Guidance on retirement asset management, pension(s), and Social Security integration
Inheritors/Heirs
Manage, protect, and grow inherited wealth for long-term success
401k/403b Management
Expert guidance for managing retirement plans with self-directed accounts
Stock-Compensated Employees
Optimize and manage company stock within your financial strategy
Healthcare Professionals
Specialized advice to improve financial health
Widows/Widowers
Compassionate support and guidance for managing finances after a loss
Retirement and Benefits Consulting
Optimize business retirement plans for tax efficiency and effectiveness
WAYFINDER TOOLS
  • Newsletters
2025 Social Security Updates
  • Podcasts
The Psychology Behind Our Financial Choices
Map
The Money Maps Podcast with Xerxes provides guidance on finances and wealth management
Tide Charts
Our Key Data Card organizes financial data for easy reference when making monetary decisions
Navigation
Financial resources from field professionals coming soon...
Compass

The Wealth Avenue Compass, our monthly newsletter, provides strategic business perspectives on staying current in a rapidly changing world.

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Holistic Advice
Comprehensive guidance on investments, taxes, estate planning, insurance, and philanthropy
Financial Plans
Strategies for cash flow, insurance, taxes, investments, and retirement
Current Situation
Evaluate income, expenses, assets, liabilities, savings, and taxes
Preparing for the Unexpected
Protect your future with life, disability, and long-term care insurance
Investment Management
Strategize assets to align with risk, time horizon, and goals
Income Tax Planning*
Strategic, tax-efficient investment strategies with forward-thinking insight
Business Planning
Entrepreneurial strategies for investments, benefits, and succession planning
Planning for Retirement
Personalized strategies for a comfortable and enjoyable retirement
Estate Planning
Legacy planning through strategic estate solutions and tax-efficiency
Special Situations
Navigate inheritances, caregiving, divorce, blended families, and spousal benefits
Divorce Planning
Specialized financial guidance from a Certified Divorce Financial Analyst® professional

*United Planners’ representatives do not provide tax or legal services.

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