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Insights

November 20, 2023

November 20, 2023
PODCAST

Navigating Finances with Children

With nearly two decades of advising families on navigating finances with children, I find myself

If you’re prepared and you know what it takes, it’s not a risk. You just have to figure out how to get there. There is always a way to get there.

—Mark Cuban

Securities and Advisory Services offered through United Planners Financial Services Member FINRA, SIPC. Wealth Avenue™ and United Planners Financial Services are not affiliated. Check the background of your financial professional on FINRA’s BrokerCheck.

This communication is strictly intended for individuals residing in the states listed on our team pages. No offers may be made or accepted from outside the specific states referenced. Insurance-related services may not be provided to individuals residing in any states other than those listed on our team pages. A broker-dealer, investment advisor, BD agent, or IA representative may only transact business in a state if first registered appropriately. Follow-up or individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements.

All investing involves risk, including the potential for loss of principal.

© 2025

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FOUNDERS

Xerxes L. Nabong, CFP®, CDFA®

Philip M. Maliniak, CRPC®

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Retirees

Strategize retirement assets, Social Security, pension(s), and investment distribution for lasting security

US Military and Civil Service

Pension maximization, survivor benefits, tax planning, and TSP management

Divorcees

Post-divorce, realign finances for a stable and secure future

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Corporate Executives

Navigate, manage, and diversify executive compensation strategies

City and State Public Service

Guidance on retirement asset management, pension(s), and Social Security integration

Inheritors/Heirs

Manage, protect, and grow inherited wealth for long-term success

401k/403b Management

Expert guidance for managing retirement plans with self-directed accounts

Stock-Compensated Employees

Optimize and manage company stock within your financial strategy

Healthcare Professionals

Specialized advice to improve financial health

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Compassionate support and guidance for managing finances after a loss

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Optimize business retirement plans for tax efficiency and effectiveness

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Newsletters

2025 Social Security Updates

Podcasts

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Map

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Financial resources from field professionals coming soon...

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Evaluate income, expenses, assets, liabilities, savings, and taxes

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Income Tax Planning*

Strategic, tax-efficient investment strategies with forward-thinking insight

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Entrepreneurial strategies for investments, benefits, and succession planning

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Legacy planning through strategic estate solutions and tax-efficiency

Special Situations

Navigate inheritances, caregiving, divorce, blended families, and spousal benefits

Divorce Planning

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*United Planners’ representatives do not provide tax or legal services.

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