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Insights

July 24, 2023

July 24, 2023
PODCAST

Leaving A Lasting Legacy – Beyond the Assets

Every day lived is a day closer to the inevitable. It’s a part of life

If you’re prepared and you know what it takes, it’s not a risk. You just have to figure out how to get there. There is always a way to get there.

—Mark Cuban

Securities and Advisory Services offered through United Planners Financial Services Member FINRA, SIPC. Wealth Avenue™ and United Planners Financial Services are not affiliated. Check the background of your financial professional on FINRA’s BrokerCheck.

This communication is strictly intended for individuals residing in the states listed on our team pages. No offers may be made or accepted from outside the specific states referenced. Insurance-related services may not be provided to individuals residing in any states other than those listed on our team pages. A broker-dealer, investment advisor, BD agent, or IA representative may only transact business in a state if first registered appropriately. Follow-up or individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements.

All investing involves risk, including the potential for loss of principal.

© 2025

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FOUNDERS

Xerxes L. Nabong, CFP®, CDFA®

Philip M. Maliniak, CRPC®

About

Our history and our philosophy of integrity and client-centricity

Team

Meet our team of advisors, associates and office staff

APPROACH

Client Experience

Our unique financial planning process

LOCATIONS

Hampton Roads

Greater Phoenix

Orange County

Discovery Process

Asset-Map is a confidential tool to gather preliminary financial information before our first meeting - start your financial future here.

Connect

Let's meet and discuss your financial goals.

Retirees

Strategize retirement assets, Social Security, pension(s), and investment distribution for lasting security

US Military and Civil Service

Pension maximization, survivor benefits, tax planning, and TSP management

Divorcees

Post-divorce, realign finances for a stable and secure future

Business Owners

Strategic planning for growth, employee well-being, and long-term success

Corporate Executives

Navigate, manage, and diversify executive compensation strategies

City and State Public Service

Guidance on retirement asset management, pension(s), and Social Security integration

Inheritors/Heirs

Manage, protect, and grow inherited wealth for long-term success

401k/403b Management

Expert guidance for managing retirement plans with self-directed accounts

Stock-Compensated Employees

Optimize and manage company stock within your financial strategy

Healthcare Professionals

Specialized advice to improve financial health

Widows/Widowers

Compassionate support and guidance for managing finances after a loss

Retirement and Benefits Consulting

Optimize business retirement plans for tax efficiency and effectiveness

WAYFINDER TOOLS

Newsletters

2025 Social Security Updates

Podcasts

The Psychology Behind Our Financial Choices

Map

The Money Maps Podcast with Xerxes provides guidance on finances and wealth management

Tide Charts

Our Key Data Card organizes financial data for easy reference when making monetary decisions

Navigation

Financial resources from field professionals coming soon...

Compass

The Wealth Avenue Compass, our monthly newsletter, provides strategic business perspectives on staying current in a rapidly changing world.

Holistic Advice

Comprehensive guidance on investments, taxes, estate planning, insurance, and philanthropy

Financial Plans

Strategies for cash flow, insurance, taxes, investments, and retirement

Current Situation

Evaluate income, expenses, assets, liabilities, savings, and taxes

Preparing for the Unexpected

Protect your future with life, disability, and long-term care insurance

Investment Management

Strategize assets to align with risk, time horizon, and goals

Income Tax Planning*

Strategic, tax-efficient investment strategies with forward-thinking insight

Business Planning

Entrepreneurial strategies for investments, benefits, and succession planning

Planning for Retirement

Personalized strategies for a comfortable and enjoyable retirement

Estate Planning

Legacy planning through strategic estate solutions and tax-efficiency

Special Situations

Navigate inheritances, caregiving, divorce, blended families, and spousal benefits

Divorce Planning

Specialized financial guidance from a Certified Divorce Financial Analyst^® professional

*United Planners’ representatives do not provide tax or legal services.

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